You can't choose out a joint IVA, however, you and another individual could be capable to take out unique IVAs that happen to be related - they are named ‘interlocking�?IVAs. Your insolvency practitioner should be able to recommend you about this.

申請債務重組失敗後可以選擇申請結餘轉戶，以低息的貸款償還原有較高息的債務。

香港有不同的債務重組公司，每間公司所提供的服務內容以至收費均有不同。欠債人亦先了解不同公司的計劃，以作出最後決定。

紀錄在案：債務重組紀錄與破產個案一樣會登記在破產管理署的名冊上，公眾可隨時查閱，但相對於破產，債務重組影響通常較小。

DriverPack Remedy On the web is a good decision, specifically for end users who prefer an easy and less complicated method of driver updates, avoiding the intricate backup/restore options and numerous settings found in other very similar software package. Its consumer-helpful style and design is geared toward simplicity.

DriverPack Offline for PC is a comprehensive program that contains an enormous selection of drivers for different components devices. It means that you can put in and update motorists with your Laptop or computer offline.

信用卡卡數｜銀行私人貸款｜財務公司貸款｜高息財務貸款｜儲蓄互助社貸款｜學生資助貸款｜稅務貸款｜商業貸款

Lenders are hesitant to approve apps from superior-risk borrowers, which may lead to an application being rejected or billed higher interest. An IVA stays on your credit file for six many years in the date that your IVA was agreed.

會。若欠債人沒有如實申報所持有物業或其他資產，便有機會令債務重組的申請失敗，而且根據香港法例，在申請債務重組時，須委任代名人向其債權人提出償還債務建議，如果所委任的代名人沒有專業資格，亦有機會申請失敗。

Most IVAs Possess a windfall clause. A windfall is money or possessions you obtain unexpectedly - by way 債務舒緩收費 of example:

其他人士作出的任何言行及商業活動，與本協會無關，任何有關此等的投訴，引致損失，本協會亦不會處理，敬請見諒。

Driver Pack Option is a comprehensive software program intended to simplify and automate the whole process of finding, installing, and updating unit motorists on Home windows-based pcs.

Payments are managed by an insolvency practitioner. An IVA stops the individuals you owe from having even 債務重組 further action against you. Several of your credit card debt is created off at 債務舒緩邊間好 the top.

借得la是一家來自新加坡的網上貸款配對平台，免費為個人及企業用戶在香港尋找最合適的貸款方案。只需數分鐘時間在網上填寫申請，用戶即可接收不同銀行和財務公司所發出的貸款安排及優惠以作比較。